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	<title>Debt Free - Debt Consolidation &#187; debt management</title>
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	<description>Debt consolidation tips and news to help you become debt free.</description>
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		<title>Debt Management Plans</title>
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		<pubDate>Mon, 27 Jul 2009 15:18:07 +0000</pubDate>
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		<description><![CDATA[Talk to a Certified Credit Counselor First Before you enter into a debt management plan, you should first make an appointment with a certified credit counselor. Certified credit counselors go over your income, debt and help you decide the best way to get out of debt. For some, paying off debt is something they can [...]]]></description>
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		<title>Debt Management Programs</title>
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		<pubDate>Thu, 23 Jul 2009 16:13:13 +0000</pubDate>
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		<description><![CDATA[Debt Management Programs and Debt Management Companies Getting out of debt is not an easy feat. It not only requires determination and discipline; but the intervention of a professional counselor as well. However, debt management is not a simple process. You have to choose which program suits you best and pick the right team to [...]]]></description>
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		<title>Credit Cards &#8211; the debt cycle</title>
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		<pubDate>Wed, 08 Jul 2009 16:30:27 +0000</pubDate>
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		<category><![CDATA[lower credit card rates]]></category>

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		<description><![CDATA[Something good gone wrong While credit cards can be useful and convenient, and make many things during these modern digitized times easier and safer, they are also a common predecessor to potential financial disaster for many consumers. Credit cards have become far and away the leading cause of financial turmoil for the average American, with [...]]]></description>
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